Strategic Capital Solutions for Global Maritime & Commercial Enterprise

PRIMERO capital

Specialty capital for shipping, maritime assets, and commercial enterprise.

Primero Capital LLC is a premier U.S.-based direct lender and asset-focused financial institution headquartered in Miami, Florida.

Positioned at the intersection of international trade routes and domestic commercial centers, we deliver bespoke capital lending structures tailored to the maritime shipping industry and asset-rich commercial operations.

We bridge the capital gap for middle-market shipowners, fleet operators, logistics providers, and asset-intensive businesses by deploying institutional capital with speed, clarity, and structural precision.

Vessel acquisition, refinance, fleet working capital, and earnings-backed structures.

Capital against ships and their earnings.

Asset-based lending

Revolving and term facilities secured by receivables, inventory, equipment, and other commercial assets.

Availability that follows the collateral.

Transaction-led

Each facility is underwritten to the asset, the cash flows, and the operator—not a one-size product sheet.

Structured to the file, not to a product grid.

U.S. based

A United States specialty lender with a dedicated commercial office and a single point of contact for credit discussions.

One office. Direct credit decisions.

We provide capital against assets that move commerce: ships and related maritime interests, and the receivables, inventory, and equipment that sit on a company’s balance sheet.

What we finance

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Maritime & Shipping Finance

Senior secured facilities for vessel acquisition and refinance, preferred ship mortgages, assignment of earnings and insurances, and working capital tied to charters, freight, and operating cycles.

We work with owners and operators across dry bulk, tankers, containers, multipurpose, offshore support, and inland/brown-water fleets, as well as selected marine equipment.

Maritime solutions →

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Commercial Asset-Based Lending

Borrowing-base revolvers and term loans secured by accounts receivable, inventory, machinery and equipment, and other eligible commercial assets.

Designed for middle-market companies that are asset-rich, growing, seasonal, or transitioning, and that need availability that moves with the business.

ABL solutions →

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Working Capital & Trade

Short-duration liquidity against contracted receivables, in-transit inventory, and selected trade flows connected to shipping and logistics counterparties.

Working capital →

outline

Modus operandi

Who we work with

• Shipowners, fleet operators, and single-purpose vessel companies

• Charterers and commercial managers with contracted employment

• Marine service, bunkering, and port-adjacent businesses

• Importers, distributors, manufacturers, and logistics companies with eligible working-capital assets

• Sponsors and family offices seeking asset-backed leverage on operating companies

How we work

A concise four-step strip:

Conversation. We start with the asset, the use of proceeds, and the timeline—not a generic application.
Underwriting. Independent valuation, collateral diligence, cash-flow review, and legal structure.
Structure. Term sheet covering advance rate, tenor, security package, covenants, and conditions precedent.
Close & monitor. Documentation, perfection of security, funding, and ongoing borrowing-base or vessel reporting.

See our approach →

Why Primero

• Asset-first underwriting. Capacity is driven by collateral quality and enforceable security, not solely by trailing EBITDA.

• Sector fluency. Shipping and trade require an understanding of flag, class, employment, insurance, and cycle risk.

• Direct dialogue. Borrowers speak with decision-makers. We do not route maritime files through a retail credit factory.

• South Florida base. Miami is a natural meeting point for owners, operators, counsel, and counterparties across the Americas.

SOME FAQ

Do you finance secondhand vessels as well as newbuildings?

Yes. Most inquiries concern existing tonnage: acquisition, refinance, or recapitalization of vessels already in the water.

Newbuilding discussions are considered case by case and typically require a completed construction contract, yard standing, and a clear delivery and employment plan.

What size facilities do you consider?

We focus on commercial facilities sized to the asset and the operator. Indicative discussions generally begin in the mid-seven figures and scale with collateral quality, jurisdiction, and structure.

Smaller tickets may be considered where the asset and documentation are straightforward.

Are you a bank?

No. Primero Capital LLC is a private commercial lender.

We are not a depository institution. Facilities are not FDIC-insured.

Explore our Financing Solutions

Ready to structure your next asset facility?

Speak directly with our underwriting team to evaluate your capital requirements.

+1 (786) 733-5800

services@primerocapitalnet

contact