About
A specialty lender built around collateral, cash flow, and the movement of goods.
Primero Capital LLC is a Florida limited liability company based in Miami. We provide capital lending services with a particular focus on the shipping and maritime sector, together with commercial asset-based lending for operating companies.
Our premise is straightforward. Banks remain essential to the financial system, but they are not always the right capital source when the security is a vessel, a pool of trade receivables, or a working inventory book that does not fit a standardized credit policy.
Specialty lenders exist to underwrite those situations with discipline.
What we stand for
Clarity over theater
We do not advertise guaranteed approvals, overnight closings, or advertised rates that cannot survive underwriting. A term sheet is issued only after we understand the collateral and the structure required to protect both lender and borrower.
Assets that can be perfected
We lend where security can be taken, perfected, and, if necessary, enforced: preferred ship mortgages and related assignments; UCC security interests in accounts, inventory, and equipment; control of key accounts; and, where appropriate, guarantees and additional collateral.
Respect for the operator
Shipping and commercial businesses are operating companies, not abstract credit scores. We expect professional reporting, proper insurance, and competent management. In return, borrowers should expect direct communication and structures that can live with the realities of a voyage, a season, or a supply chain.
Location
Our office is at 8750 NW 36 Street, Suite 400, Miami, Florida 33178, in Doral—adjacent to Miami International Airport and the region’s logistics spine. South Florida is a practical base for counterparties across the Caribbean, Latin America, and the U.S. East and Gulf Coasts.
Governance
Primero Capital LLC is organized as a Florida limited liability company. Credit decisions are made internally subject to the firm’s underwriting standards, legal review, and, where applicable, participation or funding arrangements with capital partners. We do not solicit retail consumer loans.
What we do not do
• Consumer lending, payday, or personal unsecured credit
• Unsecured startup equity substitutes dressed up as loans
• Facilities that cannot be documented and perfected under applicable law
• Transactions involving sanctioned parties, prohibited jurisdictions, or vessels and cargoes that fail compliance screening
contact
To discuss whether a proposed facility is within our mandate, contact services@primerocapital.net or call +1 (786) 733-5800.